OneRoyal Review 2026: Accounts, Fees and Regulation
OneRoyal (formerly Royal Financial Trading) is a forex and CFD broker with 20+ years of history, operating through several companies. EU clients are served by Royal Financial Trading (Cy) Ltd, a Cypriot investment firm licensed by CySEC (312/16). It offers MetaTrader 4 and 5 and four account types (Classic, Classic ECN, VIP, VIP ECN).
In short: a low entry threshold ($50), ECN accounts with raw spreads and free deposits and withdrawals are strengths. Be aware of the two websites — oneroyal.com (St Vincent entity, not for the EU) and oneroyal.eu (EU entity) — and note that withdrawals are free only after at least 2 lots of trading since your last deposit. We checked the details on 25 October 2026.
| OneRoyal at a glance | Checked 25 Oct 2026 |
|---|---|
| Company for EU clients | Royal Financial Trading (Cy) Ltd — CySEC 312/16 (oneroyal.eu) |
| Other companies | Royal ETP LLC (St Vincent, oneroyal.com — not for EU), Royal CM Ltd (VFSC Vanuatu); the group also holds an ASIC licence |
| CFD risk warning (EU) | 71.61% of retail investor accounts lose money when trading CFDs with this provider. |
| Classic account | from $50; no commission; spreads from 0.6 pips |
| Classic ECN | from $50; raw spreads from 0.0 + $5 commission |
| VIP | from $5,000; no commission; spreads from 0.0 |
| VIP ECN | from $5,000; raw spreads + $2.5 commission |
| Deposits and withdrawals | no OneRoyal fees if at least 2 lots were traded since the last deposit |
| Platforms | MetaTrader 4, MetaTrader 5 |
? Table of Contents
- 1. Regulation and safety
- 2. Accounts and costs
- 3. Deposits and withdrawals
- 4. Pros, cons and verdict
- 5. How to open a OneRoyal account — step by step
- 6. What trading with OneRoyal really costs
- 7. Withdrawing money from OneRoyal — how it works
- 8. OneRoyal compared with other brokers
- 9. Leverage and client protection in the EU (ESMA)
- 10. Tax on profits from OneRoyal
- 11. Glossary: terms to know before opening a OneRoyal account
- 12. FAQ
1. Regulation and safety
EU clients are served by Royal Financial Trading (Cy) Ltd (CySEC 312/16), which is a member of the Cyprus Investor Compensation Fund (up to €20,000) and applies ESMA leverage limits and negative balance protection. Clients outside the EU may be served by Royal ETP LLC (St Vincent and the Grenadines) or Royal CM Ltd (VFSC Vanuatu), which do not offer EU protections.
71.61% of retail investor accounts lose money when trading CFDs with this provider.
2. Accounts and costs
| Account | Min. deposit | Spreads | Commission |
|---|---|---|---|
| Classic | $50 | from 0.6 pips | 0 |
| Classic ECN | $50 | from 0.0 | $5 |
| VIP | $5,000 | from 0.0 | 0 |
| VIP ECN | $5,000 | from 0.0 | $2.5 |
3. Deposits and withdrawals
- Cards and bank transfers (EUR, USD, PLN) with no OneRoyal fees.
- Withdrawals are free provided at least 2 lots were traded since the last deposit.
- Card deposits: max $5,000 per transaction and $25,000 per 30 days.
4. Pros, cons and verdict
âś… OneRoyal pros
- EU company licensed by CySEC (312/16).
- Accounts from $50; ECN from 0.0 pips.
- MT4 and MT5.
- Free deposits and withdrawals (with 2 lots traded).
❌ OneRoyal cons
- Two websites and companies — easy to land on the non-EU offer.
- Withdrawal fee if fewer than 2 lots were traded since the last deposit.
- 71.61% of retail CFD accounts lose money (EU).
ForexRev verdict
OneRoyal’s EU offer (oneroyal.eu, CySEC 312/16) is a decent MetaTrader broker with a low entry threshold and ECN accounts. EU residents should make sure they open their account with the EU company.
71.61% of retail investor accounts lose money when trading CFDs with this provider.
5. How to open a OneRoyal account — step by step
- Register on the OneRoyal website — EU clients should be served by an EU company: Royal Financial Trading (Cy) Ltd — CySEC 312/16 (oneroyal.eu). Check the company name in your client agreement before depositing.
- Enter your personal details and complete the questionnaire. Before offering CFDs, an EU broker must assess your knowledge and experience (the MiFID II appropriateness test) and warn you if CFDs are not appropriate.
- Verify your identity with a passport or ID card and a proof of address (e.g. a utility bill or bank statement), as required by anti-money-laundering rules.
- Choose the account type and base currency. An account in the currency you deposit in saves conversion costs.
- Fund the account. Deposits are accepted only from accounts or cards in your own name; available methods: no OneRoyal fees if at least 2 lots were traded since the last deposit.
- Install the platform (MetaTrader 4, MetaTrader 5) or log in via your browser. Practise on a demo account first, if the broker offers one.
6. What trading with OneRoyal really costs
Below are the costs from the summary table above — taken from OneRoyal’s website and documents when we updated this review:
- Deposits and withdrawals: no OneRoyal fees if at least 2 lots were traded since the last deposit
How to work it out: on EUR/USD one pip on a 1-lot position (€100,000) is worth about $10, so a 1-pip spread costs about $10 when you open the trade. A commission quoted “per lot per side” is charged twice — on opening and on closing. Add overnight swaps for every night the position stays open and any currency conversion if your account currency differs from the instrument’s. On 0.1 lot all these amounts are ten times smaller.
7. Withdrawing money from OneRoyal — how it works
You request a withdrawal in the client area. Under anti-money-laundering rules, funds usually go back via the method used to deposit (e.g. to the card up to the amount deposited by card) and only to an account or card in your own name. The first withdrawal may require full account verification, so upload your documents right after registering. Only free funds that are not used as margin can be withdrawn.
8. OneRoyal compared with other brokers
For comparison, here is OneRoyal next to other brokers whose reviews we updated in October 2026. Figures come from their summary tables — see the full reviews for details.
| Broker | Company / regulator | Minimum deposit | Inactivity fee |
|---|---|---|---|
| Pepperstone | Pepperstone EU Limited (Cyprus) | €10 (cards, Apple Pay, Google Pay, PayPal) | none |
| Admirals | Admirals Europe Ltd (Limassol, Cyprus) | Trade and Zero: €100 / $100 | €10 per month after 24 months without trading (positive balances only) |
| FOREX.com | StoneX Europe Ltd (Nicosia, Cyprus) | 100 units of the account currency | €15 per month after 12 months without trades or open positions |
| Dukascopy | Dukascopy Europe IBS AS (Riga, Latvia) | $100 | up to €50 per 180 days without trading (after the first 180 days) |
| easyMarkets | Easy Forex Trading Ltd (Cyprus) | $25 | $25 every 6 months after 12 months without trading |
9. Leverage and client protection in the EU (ESMA)
As an EU investment firm, OneRoyal applies the restrictions introduced by ESMA and adopted permanently by national regulators to retail clients:
- leverage up to 1:30 on major currency pairs, 1:20 on other pairs, gold and major indices, 1:10 on other commodities and indices, 1:5 on shares and 1:2 on crypto;
- margin close-out at 50% of required margin;
- negative balance protection — retail clients cannot lose more than they deposited;
- a ban on bonuses and trading incentives for retail CFD clients;
- a mandatory risk warning with the share of losing retail accounts — for OneRoyal: 71.61% of retail investor accounts lose money when trading CFDs with this provider.
Higher leverage is only available to professional clients who meet the MiFID II criteria — at the cost of some protections, including negative balance protection.
10. Tax on profits from OneRoyal
Tax treatment depends on your country of residence. OneRoyal generally does not file tax returns for you, so keep the annual statement of trades from the client area. For Polish residents: profits from a foreign broker are reported in the PIT-38 return (19% tax), with foreign-currency amounts converted at the National Bank of Poland average rate from the business day before each trade.
11. Glossary: terms to know before opening a OneRoyal account
- Spread — the difference between the buy and sell price, paid on every trade.
- Pip — the smallest typical price move of a currency pair (0.0001 for EUR/USD).
- Lot — the standard position size: 1 forex lot is 100,000 units of the base currency; 0.01 lot (micro lot) is 1,000.
- Commission — a fixed fee per trade, usually on raw-spread (ECN/Raw) accounts.
- Swap — the daily cost or credit for holding a position overnight, based on the interest-rate differential.
- Margin — the part of the position value set aside as collateral; at 1:30 leverage about 3.33% of the position.
- Margin call and stop out — a warning and automatic closing of positions when equity falls relative to required margin.
- Slippage — execution at a different price than requested, common around news releases and price gaps.
12. FAQ – Frequently Asked Questions
Is OneRoyal regulated?
What is the minimum deposit at OneRoyal?
Does OneRoyal charge withdrawal fees?
How do I open a OneRoyal account?
What leverage does OneRoyal offer?
How are profits from OneRoyal taxed?
?️ How we checked this review
On 25 October 2026 we checked oneroyal.eu (accounts, funding, legal notice and risk warning) and oneroyal.com (non-EU companies and its notice that it is not directed at EU residents).
Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 71.61% of retail investor accounts lose money when trading CFDs with this provider. This review is for information only and is not investment advice.
Some links on this page may be affiliate links — if you open an account through such a link, ForexRev may receive a commission. This does not affect the content or rating of the review.
