With XTB for a good 5 years now, despite various ups and downs, as for me the broker is constantly developing, super offer for stocks, on fx also goes to trade.

On June 12, 2024 at 2:30 pm there was a release of important data in the US and the site as well as the application stopped working. Coincidence? I do not think so it was already in the future exactly when there were publications of key data. XTB's business model is a bit like a casino if someone makes a good bet loses XTB and it was the perfect time because you could make a lot of money on EUR-USD as well as PLN-USD. I bet saw the confirmation and even the profits were accruing. I switched the list to see how other instruments looked and after a while everything stopped working. Around 3 pm that is, when the stock market calmed down and there was not so much movement the application started working but after logging in there was no more open position. I am reporting this to the FSA and the OCCP.
I think with this move they have shown that they are just a casino and not a decent broker!

I just keep shares with them, due to the lack of commission on purchases, as for me the best offer. Too bad there is no IKE/IKZE. CFD also sometimes pochandl and everything laughs as it should.

In my opinion, the broker trustworthy. I like the platform, it is simple and intuitive. Buying shares actually without commission, you can open an account in a currency and deposit currency directly, avoiding currency conversion costs. I recommend

Very good application. I have not used a better one so far. Lots of instruments and good support. recommend.

Cool, intuitive platform - worth starting with a demo account. Large selection of instruments plus no commissions. For me, there is currently no better broker on the Polish market.

I am satisfied with XTB. It is a Polish broker, regulated by the KNF (somehow I don't trust regulators from Cyprus, and most brokers are under them). The platform is clear, intuitive, I had no problem with switching. Quite a large selection of instruments. Analysis and market alerts. And, of course, no commission on the purchase of shares.etfow. What currently distinguishes xtb from other Polish brokerages is the w8ben form, thanks to which you can invest in dividend companies from the USA. I recommend :)

I recommend for currently the best offer on the market!

Good broker. Nice platform, no commission for buying shares, a lot of educational material. On top of that, it's a Polish broker, so they send pita at the end of the year. I don't think I need anything more at this point.

I thought for a long time before opening an account with XTB. A lot of different conflicting information can be read on the net. However, I gave it a try due to the lack of commissions. I quickly switched to their platform, by the way quite nice and intuitive. I have been using it for a total of six months now and I find that there was nothing to be afraid of :) full professionalism. I recommend

Recommended. Good broker. Lots of educational materials, webinars, market news for clients. Extensive platform, quite intuitive. Plus, of course, stock offerings.

Let me start by saying that I shied away from the decision to change brokers for a long time. Now I regret a little, because I lost a lot of money on commissions at other brokers ;) to the point, xtb works really well, I can even say that it is less unreliable than the previous one (ING). Cool platform, market news, customer training, webinars, everything to the plus :)

A good Polish broker. They have overall the best offer on the market. It's a shame not to take advantage of the offer on stocks and etf without commission.

It looks like the 0% commission stock promotion, is now a permanent offer. Cool, I take advantage of it, I recommend it. The platform works flawlessly.

As an XTB user and their investor, I highly recommend them. You can see that they have more and more clients and are growing :)

I recommend, fixed commission offer 0% pays off, plus a good platform, a lot of educational material

Cool offer to buy shares without commission for monthly trading up to EUR 100k. A big plus. Plus an intuitive platform. Polish broker, regulated by the KNF, so you can rest easy.

Cool platform. Polish broker. They send pita. For me, three pluses.

At first I had concerns, as the platform seemed very complex for a beginner investor, but with time I embraced everything and I am very satisfied. XTB offers a lot of instruments, so there is something for everyone. Very nice telephone support, they will answer and advise in any situation. They also have a lot of useful educational materials on their website. The application on the phone is clear and works smoothly, unlike previous brokerage firms I have used, and crashes were relatively frequent. So I can recommend XTB with a clear conscience.

I am surprised at the opinion below about the crypto picture. These are CFD instruments with leverage, if you don't like it, don't use it, if you want it, invest in crypto on a cryptocurrency exchange, not play with a broker. For me xtb is the best platform, acctually does not invest in crypto, but on other instruments everything works as expected.

I have had a positive experience with XTB. A world-class broker. I am rooting for their development, and I myself support Polish business. Zero problems so far.

I was very disappointed with the broker,

Interface very clear, plus definitely for the vastness of educational materials, on the plus side also customer service - quite fast

But what XTB has done recently is already a blow below the belt,

In the previous week many minor cryptos scored a huge increase, eth classic - 60%. So what does XTB do? in the middle of the night removes the most profitable ( usually also the cheapest) crypto - practically 80% of crypto was completely removed from the portal!!!! explaining it.... too much volatility hahaha...
So what, if gold goes up 10% will you also remove because too much volatility?

Today's another example - EOS is up 40% in just 24 hours - what does XTB do? Yes, you guessed it! removes the possibility of further investment( for clarity - previously opened positions, of course, remain open further - to be closed whenever you want)

In other words, the message is: sorry guys, you made too much money, we remove,

At the moment practically the only cryptos you can invest in are BTC and ETH.... That is, if you have PLN 50k upwards, you are welcome and if less, sorry, not here,

Baaavery crafty move , as for me on a par with fraud,

I am looking for another broker and this one I strongly advise against!!!( for those who want to invest in crypto - as for the rest, as I have not tested - I do not relate)

A solid broker, I like their platform very much. I have never had any problems with them. I feel safer when I use a Polish broker.

I recommend! I have been trading for 3 years and no strange stories. I also like to keep my cash with a broker, which office I can find near me.... if anything I will go to them ;D

disappointment. First of all, the lack of transparency about commissions. Apparently 0.2%, but if the order is split into several smaller transactions, then the mess begins and the 0.2% rate becomes blurred, because the minimum transaction fees exceeding 0.2% are charged. I filed two complaints, both rejected, the justification so confusing and anchored in the regulations that I let it go. When it comes to buying anything in currency, such as foreign stocks, spraed is heavily disadvantageous. It can kill all the profit. It is impossible to set a stoplos with a guaranteed selling price. This means that if you lose your stop loss, e.g. in the case of a flush crash, you are giving back the stock far below the price you assumed at the stop loss. That's a bummer. So be careful, because you can lose a lot, and the low commission is attractive, but you have to be very careful.

I opened an account a month ago, not for Forex or speculation, but for long-term ETFs ("for retirement"), tempted by the zero commission. Well, and it was a so-called misleading mistake.
I buy with zloty, but ETFs in currency (and let the brokerage house convert for itself). At BOS I supposedly pay 0.29% commission (as an SII member) plus a currency conversion of "about 2 cents per euro". At XTB, zero commission and 0.50% currency conversion (which is also about 2 cents). I'm thinking "I'll swap BOŚ for XTB, I'll save on commission though, in the long term it's important".
I bought the same ETF (VWCE.DE) on the same day, for the same price in euros (unit 83.81 euros, "purchase with price limit"), the same number of units, and here and here "purchase for 10 thousand zlotys". A perfect comparison.
The result? A hundred zlotys more (!) came off my account from XTB than from BOŚ. Conversion rates were similar, even XTB a little better. On their written confirmation of the transaction (encrypted PDF to email) everything agrees (better 'price' than on BOŚ), but the cash account is missing after this transaction more than 96 zlotys (making BOŚ definitely cheaper in reality).
They still have not responded to the complaint (20 days have passed).
I withdraw the rest of the cash, sell the ETF, and close the account.
I wish I had looked here earlier.

10/10, mega service and Xstation>MT4,MT5

I would never recommend them because profitable players are quickly destroyed. E.g. Kramarczyk! Now a lot of civil claims against XTB and even KNF penalties. If you want to make money and not play against a market maker broker (his profit is your loss and vice versa) then you need to look for other alternatives! I don't recommend...!!! Memories of using their services are eternal problems. Either spreads incredibly widening, or exclusively negative position closing slips (there was a KNF penalty for this), or unscheduled rollovers (even 2 times in 3 days for a total of -$14 price on oil!). I strongly advise against it! The conflict of interest and the way XTB acts towards profitable clients dictates to avoid them! Scandal ...

Intuitive xstation platform, which I got acquainted with quite quickly. I have been trading with XTB since the beginning, and somehow I am heartened by the thought that the whole company is in Poland. They seem more reachable in case of problems.

Generally it is nice that a Polish broker and they have a large stock offer

I advise against it! You want to play against the broker and give them your money - please do! Market maker is never a good partner of profitable clients!!! Spread widens from 3 to 39 pips on oil! The platform crashes at times of the highest volatility in the market. It happens that it logs you out and a few minutes you can not log in! Discouraged!!!!

Reliable Polish broker with a good offer.
Very good contact with the staff.
The xStation5 platform with great support for Ichimoku.

I set up an account only for buying stocks on the WSE, I am not interested in foreign stocks, commodities or contracts. I set up the account in April 2020.Setting up the account was a massacre, as the re-confirmation took a week. I had access to the platform but for a week I could only look at the quotes- requests to speed up the approval of the account- replies that they have a large number of new customers. Once everything was trusted, I made large transfers of several tens of thousands of zlotys. I waited almost two days for the approval of the transfer, where I finally write pissed in the chat whether the transfer has already arrived, the lady replies that she does not see anything yet, and at the same moment I have the transfer credited - I ask if it's a coincidence - she replies with a smiley ;-). Second large transfer, same situation, after a day and a half I ask myself if the transfer has arrived, again crediting it at the same time and pretending to be a fool that apparently it has not arrived yet. After that I already doubted, is this some kind of company in a garage or what, that I have to ask for everything and demand approvals and credits of transfers myself???? You release the transfer in the morning then in the same day after a few hours it is in the account, here I do not know how it works.... After buying the first shares and then selling, where the commission was supposed to be 0.2%, I suddenly calculate that it came out almost twice as much, because - the condition min PLN 10. and when you sell or buy shares and in the sheets are small orders, they do not count on your entire order 0.2%, but on what comes in after the order - when you sell, for example. If you sell, for example, 1,000 shares and someone places in the sheet such orders to buy these shares at 20 or 30 each, they do not count on it 0.2% but already PLN 10, because this is the minimum for them in terms of commission, so I, for example: should have paid about PLN 40 and paid about 80, because the small orders fell on the purchase side - massacre ... This prevailed that I withdrew all the money and opened an account in a normal bank brokerage. For me, XTB is some company that makes eggs, and it is not a normal company with some standards. Now I have normally posted transfers and the account agreement, signed and set up efficiently. I had access to the quotes as soon as I made the transfer, and the contract sent after a month. Time is of the essence in the stock market, and with the XTB team it was jokes and not "investing". Greetings

Super system, I recommend it especially to beginners who are just trying to invest their money. Customer service is also good, overall on the plus side.

Unfortunately, I had to close my account with this broker. Several important issues that determined this. The xstation platform crashes during dynamic price fluctuations by which I was either late in opening a position or closed too late or the order hung together with the platform. News and signals are uploaded too late sometimes even after several hours the market discounts the information much earlier making it of little value. Well, and rolling on oil from June contract to July contract without any information for clients. This example perfectly shows that the broker cares mainly about his own interest. Because many people have lost money through this type of treatment.

I'm new to the market as I've only been trading for 5 months, but in that time I've used 3 brokers and XTB has probably performed the best so far.
Big plus for its very inuitive platform and helpful support.

I join Sandra's opinion regarding OIL.WTI. I miraculously avoided zeroing out and they transported me anyway. I believe that it was a manipulation of the course and the kits in the news they can press themselves .... In Court. The June series elsewhere continues to hula .... and XTB clients beautifully sharpened twice in a month on swaps. Now on some positions it is so at $ 37 I may come out at zero, although I do not really believe it because they will probably still trim a few times on the way with swaps. They didn't even want to talk about the complaint, because the terms and conditions, and there's nothing there that says I have to thumb my nose at their news or else I'll blow my cash. So, after a polite warning, I notified the FSA, let them check these regulations and what kind of a shaft they screwed up by regulations. In general, I had no major objections to them, but so what if they can take care of the customer with one "fat number".

Super customer service, good contact, which I appreciate very much. xStation also gives good advice as a platform. I trade with a small budget admittedly, but for these few months of cooperation I have not noticed that the broker has made any problems for me. Maybe some instruments could be just a bit cheaper.

I created an account, got a book(new, value of 100zl), balance sheet of the company 100MLN, listed on the WSE, not a Bank but 100x better than Tickmill

I have had the account for a short time - about 2 months. Getting to the specifics: after the first deposit, a gentleman from XTB called me and introduced himself as my guardian, left a cell phone number. Some time later I wanted to take the advice of the guardian - I called and no one answered or called back. The second situation: I'm waiting 2 days for a deposit to be credited to XTB (in USD) and still not credited. I call the hotline:" Yes, indeed the transfer has arrived." and after a few minutes my deposit was credited. Looking at the above, I have my doubts about the overall professionalism of the service.Yet another thing: the withdrawal (in USD) takes a full 2 business days (to an Alior account). That is, only after 3 days the money is in the account.

I have been a client of XTB for a year and a half. I am satisfied in every way. The best trading platform, very professional and friendly attendant service. I highly recommend.

I benefit from the service for another year and am satisfied.
Contact and service at the highest level.

A satisfied client who writes feedback is probably a rarity in today's world...especially with an MM broker. I play mainly intra day on dax and eurusd and it is really good. I've also seen reviews from other pseudo "experts" on XTB, but I recommend testing for yourself....

I once experienced a strange opening of positions on the platform when I was not on it. Theoretically everything was explained however the distaste remains . On top of that these actions with the parameter of deviation also very strange ;/.

Polish broker, supervised, regulated and on top of that still on the stock exchange, so fully transparent.

Stable broker. good account offerings. extensive training offerings. no problems with transfers

I'm just starting to work with this broker but everything looks okay so far. I'm a beginner so it's hard to make concrete conclusions so far ;)

I am very satisfied with the work of the broker. I have virtually no reservations. Both the rich offer, as well as the platforms and customer service stand at the highest level. I recommend with all responsibility to all traders!

They are a leading brokerage house. currencies, commodities, indices, or Equity CFDs in one place. when you add a platform with which there are no problems, you have a good basis for action

Aside from my affection for the brand itself and how well it communicates (I'm a marketer by trade), I think XTB has the best software and service on the market. I have never had absolutely no problem with it. I use it on various devices and it is what I expect.

Seemingly everything cacy, but 2 times I have already filed a complaint. Somehow too often strange things happen for me. Nevertheless, the complaints are taken into account, and the game itself is smooth. The cost is not too bad either.

A solid broker and market leader in our country.

I am very satisfied. Super service, cool training, meetings. The new xstation is also way better

You can not deny them to go out to the customer. every now and then they offer a new service aimed at a dedicated group of customers. accounts on competitive terms. no problems with receiving PIT. withdrawals without problems.

broker which is one of the more stable on the market. platform at the level of understanding even for a layman. interesting additional offerings such as xsocial, or tradebeat.

Without a doubt the best Polish broker!

I am very satisfied. I recommend

A very good new offer of a standard account, the spread on DAX below 1 point, immediate execution of orders, so far I have not had any problems, and I try to play daytrading, so a little of these trades during the day accumulate. In addition, the only women's investment club in Poland - I highly recommend it.
New platform based on HTML5 admittedly still a little underdeveloped, but it is still a beta version, and there are already a lot of cool tools like heatmap.

In my opinion, quite reliable, especially since they went public. On the small minus the hotline activity, other features similar or better than the competition.

It keeps level, pays out on time, has a nice offer. Service is also decent. I don't trade professionally so I don't know how this broker performs at this level :)

As for me, the best Polish broker. Not bad spreads, fast platform, no scams. Well, and they send a tax return at the end of the year, which saves some fun :)

I was convinced by the fact that it is Polish and has mostly Polish regulators over it. Somehow I feel safer. Moreover, so far everything is going as I assumed. Executions fast, payouts on time, the offer is decent. I'm not some kind of advanced trader, but for my needs it's completely enough for me.